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| Enhanced Pru Save is a retirement solution that helps you achieve financial independence to keep you relax in your retirement. |
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- Annual Assured Return plus Bonus for your daily expenses
- Flexibility to decide when you want to retire and when you want to receive your benefits
- Added protection for your family and peace in mind for you
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- Age
- Maximum Age at Policy Maturity
- Age to receive retirement benefits
- Policy term
- Premium term
- Minimum Annual Premium
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| : 20 - 55 years old |
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| : 74 years |
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| : 50, 55, 60 or 65 |
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| : 19 - 39 years |
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| : 10 - 30 years |
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| : VND 2,400,000 |
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| You decide the amount of savings required at retirement. To achieve this goal, you pay a periodic Insurance premium for a specified Policy term. |
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- Upon maturity of your policy, you will receive:
- An annual guaranteed return (Sum Assured - SA)
- Plus Bonus (*) for 10 years.
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- During the Policy term, in the unforeseen event of death of the Life Assured, Prudential will pay the Sum Assured + Net Accumulated Saving Value (as of the time of the death event).
In case of Total and Permanent Disability (TPD) of the Life Assured, the benefit is Sum Assured + Bonus which shall be paid in 10 installments for 10 consecutive years.
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| Example: |
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| Mr. Nguyen Van A, 40 years old, purchases Enhanced Pru Save with the SA of VND 500,000,000. He wants to start receiving retirement benefits when he is 60 years old. |
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| To achieve this goal, he pays an Insurance premium of just VND 1,200,000 every month (or pays a lump sum payment of VND 13,400,000 every year). At the age of 60, he starts to receive VND 74,300,000 (SA + RB) for 10 consecutive years, which can be up to VND 743,000,000. If he chooses to receive the total sum by the end of the contract date, he can receive up to VND 1.08 billion. |
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| In the unforeseen event of an untimely death at the age of 47, he will be paid the total SA of VND 500,000,000 plus Net Accumulated Savings (***) for 8 years (from the age of 40 - 47, = 13,400,000 x 8). |
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| At the age of 64, in case of a TPD, he will receive the SA of VND 500,000,000 + RB (as of the time of TPD), which will be paid in 10 installments for 10 consecutive years. |
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| Note: |
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| (*) Bonus is Reversionary Bonus (RB) which depends on the company's performance result from Policy Holder Fund - established by income premium - during the Policy term |
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| (**) RB illustrated by 2% of SA per annum |
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| (***) There could fees related to Operational Expenses that will be deducted from the Accumulated Savings before pay out. |
- Hospital care
- Accident death dismemberment
- Accidental death benefits
- Level term
- Critical illness
- Critical illness waiver
- Accelerated critical illness
- Spouse dependent support rider
- Spouse waiver
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For further assistance on our Enhanced Pru Save, please call CitiPhone at
(84 8) 3521 1111 or (84) 1900 1819. |
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| Terms and Conditions |
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| Important notice |
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Enhanced Pru Save is a product manufactured by Prudential Vietnam Assurance Private Limited (Prudential). They are not bank deposits or obligations of, or guaranteed by Citibank N.A, Vietnam or any of its subsidiaries, group companies or affiliates.
Citibank N.A, Vietnam is not responsible or liable for any product and service offered by Prudential. Prudential is the insurance underwriter of this insurance product and is solely responsible for all insurance and compensation related matters. Prudential assumes full responsibility for the contents of the product's leaflets which is for reference only. Please refer to product's brochures, Benefit illustration and Policy wording for more details. |
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