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| Pru Smart Saver helps you achieve your long term savings plan with a short premium payment period, while providing comprehensive protection to you and your family. |
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- Achieving savings plan and comprehensive protection for a long term up to 20 years with a short premium payment term for 5 or 10 years or single premium payment.
- Peace in mind with the comprehensive protection against unforeseen risks in life with the highest benefit.
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| You decide the amount of savings fund, when to use the fund as well as the coverage period. To achieve this goal, you can pay a periodic Insurance premium for a specified Policy term. |
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- Upon maturity of your policy, you will receive:
- Up to 140% Sum Assured (SA) (*)
- plus bonuses (**)
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- During the Policy term, in the unforeseen event of death or Total and Permanent Disability (TPD) of the Life Assured (LA), Prudential will pay the highest benefit among:
- 100% Sum Assured + Reversionary Bonus + Terminal Bonus (if any);
- OR Surrender Value;
- OR Total paid premium for this product.
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| Example: |
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| Mr. A, 35 years old, intends to purchase Pru Smart Saver with Sum Assured (SA) of VND 300,000,000. Below is the illustration of premium and accumulated amount at maturity and in case of the Life Assured (LA)'s death in the fourth year of the policy. |
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| Note: |
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| (*) Applied for 20-year policy term |
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| (**) Bonuses include Reversionary bonus (RB) and Policy Terminal bonus (TB) and depend on the company's performance result from Policy Holder Fund - established by income premium - during the policy term. |
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| (***) RB is illustrated at 3.25% of SA per annum. |
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| (1) TB is illustrated at 13% of SA |
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| (2) TB is illustrated at 34% of SA |
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| (3) TB is illustrated at 53% of SA |
- Pru Kid
- Comprehensive Hospitalization and Surgery
- Level Term
- Accidental Death and Dismemberment
- Accident Death Benefit
- Critical Illness
- Accelerated Critical Illness
- Critical Illness Waiver
- Dependent Support
- Parent Waiver
- Spouse Support
- Spouse Waiver
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For further assistance on our Pru Smart Saver, please call CitiPhone at
(84 8) 3521 1111 or (84) 1900 1819. |
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| Terms and Conditions |
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| Important notice |
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Pru Smart Saver is a product manufactured by Prudential Vietnam Assurance Private Limited (Prudential). They are not bank deposits or obligations of, or guaranteed by Citibank N.A, Vietnam or any of its subsidiaries, group companies or affiliates.
Citibank N.A, Vietnam is not responsible or liable for any product and service offered by Prudential. Prudential is the insurance underwriter of this insurance product and is solely responsible for all insurance and compensation related matters. Prudential assumes full responsibility for the contents of the product's leaflets which is for reference only. Please refer to product's brochures, Benefit illustration and Policy wording for more details. |
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