Ready Credit

Applying for Citibank Ready Credit
Cash, ready when you need it. Powered by Citi.
Requirements
  • You must be aged 21 years old and above (18 years for supplementary cardmember).
  • Minimum monthly income over VND 15,000,000.
Documents for Primary Card
- Copy of National ID/Passport
- Proof of current residence
- If the current residence address is different from one from the Household Registration Book, please provide one of the followings:
- Temporary residence registration; or
- Valid driving license; or
- Latest utilities bill (electricity, water, telephone, etc)
  • Salary earners
    - Original copy of bank statements showing the last 3 months salary.
    - Copy of labor contract or original copy of letter from employer showing information regarding the time of service, title, monthly salary and contract expiry date (if applicable).
  • Business owners
    - Copy of business license.
    - Copy of last year fiscal statement audited by Tax Department.
    - Copy of latest 6 months VAT declaration audited by Tax Department or original copy of latest 6 months bank statement in the name of the business.
  • Documentation for Loan Purpose
    - Copy of invoice, VAT invoice, brochure, evidence of purchase, red invoice, pro-forma invoice, quotation etc.
  • Document for Supplementary Card
    - Copy of National ID
Process
  • Apply now
    - Download, Print and Fill out this form.
    - Call CitiPhone at (84 8) 3521 1111 or (84) 1900 1819, our staff will visit you to process your application and documentation. Please ensure you have the supporting documents ready with you.
    - Your Ready Credit application will be processed within 15 business days from receipt of the completed application along with all required documentation.
  • What it costs
    - Primary annual fee: VND 500,000.
    - Primary joining fee: Waived.
    - Supplementary annual fee: 250,000.
    - Supplementary joining fee: Waived.
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