|
|
|
 |
![]() |
  |
| Get a Personal Loan from Ready Credit up to 500 mil VND. No apply charges and attractive
interest rate at 1.75% per month. Eligible monthly income from 10 Mil VND per month.
|
|
|
|
| or Please call CitiPhone at (84 8) 3521 1111 or (84) 1900 1819 |
|
|
     |
- No securities, collateral or guarantors
- Flexible repayment in 24, 30, 36 months
- Allows customers to use the loan for specific loan purposes. Please note that we require evidence of such loan use including verifications pre, during and post granting of loans.
- CitiPhone Banking 24*7 for service and assistance on the phone
- Complimentary Citibank Online
- Interest calculated on reducing balance
|
|
|
|
| Loan Usage |
|
 New Home |
|
|
| Finally, you're moving into your dream home. But after taking care of the down payment, there's little left for your other "moving" expenses. |
|
| Personal Loan offers repayment terms up to 36 months to ease the challenges of first-time property buying. Monthly repayments of VND 5-10 Million can leave you with a great financial flexibility to sleep well and enjoy your new home. |
|
| Typical expenses for a first-time property purchase (valued at VND6 Billion) |
|
 |
Items |
|
Cost (Example) |
 |
|
Lawyer's Fee |
|
VND 20 Million |
|
|
|
Agent's Commission |
|
VND 60 Million |
|
|
|
Home Refurbishment |
|
VND 160 Million |
|
|
|
Total Expenses |
|
VND 240 Million |
|
|
|
Repayment example for Personal Loan of
VND 240 Million |
|
|
Items |
|
Cost (Example) |
|
|
Monthly repayment |
|
VND 9.42 Million |
|
|
|
Total Interest Expense |
|
VND 99.12 Million over 36 months |
|
|
|
Repayment Term |
|
36 months |
|
|
|
|
| Assumes the interest rate of 24% per annum. The above example is for reference only. Citibank's final approval of loan amount, repayment term and interest rate are subject to change in accordance with the circumstances of individual cases. Please contact Citibank for details. |
|
|
|
|
| Medical Emergency |
|
|
| Health is our greatest gift in life. If illness or accident strikes, you may need extra cash to cover a countless range of medical expenses. |
|
| Personal Loan offering loan amount up to 4 times your monthly salary can give you the flexibility to pay for your medical expenses and minimize the impact to your daily life. |
|
| Repayment example for Personal Loan of VND 200 Million |
|
|
Repayment Term |
|
Monthly Repayment* |
|
Interest Rate for
Installment Loans |
|
|
36 months |
|
VND 7.85 Million |
|
24% |
|
|
|
30 months |
|
VND 8.92 Million |
|
24% |
|
|
|
24 months |
|
VND 10.57 Million |
|
24% |
|
|
|
|
| *Based on a interest rate of 24% per annum. |
|
| The above example is for reference only. Citibank's final approval of loan amount, repayment term and interest rate are subject to change in accordance with the circumstances of individual cases. Please contact Citibank for details. |
|
|
|
|
| New Parents |
|
|
| You're expecting a baby! But have you expected all the additional expenses that will come with your new bundle of joy? |
|
| Personal Loan provides you with instant cash through a personalized loan plan according to your financial situation. With only 30 months tenor you could pay off the loan even before your child starts school. |
|
| Typical newborn baby expenses for delivery in private hospital |
|
|
Items |
|
Cost (Example) |
|
|
Prenatal Seminar and Exercise Classes |
|
VND 5 million |
|
|
|
Pregnancy Counseling and Check Up |
|
VND 10 million |
|
|
|
Blood and Gestational Diabetes Test |
|
VND 5 million |
|
|
|
Hospital and Anesthetist Fees |
|
VND 10 million |
|
|
|
Childbirth Specialist Fee |
|
VND 10 million |
|
|
|
Total Expenses |
|
VND 40 Million |
|
|
|
|
|
| Repayment example for Personal Loan of VND 40 Million |
|
|
Repayment Term |
|
Monthly Repayment* |
|
Interest Rate for
Installment Loans |
|
|
36 months |
|
VND 1.57 Million |
|
24% |
|
|
|
30 months |
|
VND 1.79 Million |
|
24% |
|
|
|
24 months |
|
VND 2.12 Million |
|
24% |
|
|
|
|
| *Based on a interest rate of 24% per annum. |
|
| The above example is for reference only. Citibank's final approval of loan amount, repayment term and interest rate are subject to change in accordance with the circumstances of individual cases. Please contact Citibank for details. |
|
|
|
|
| Wedding |
|
|
| The memories of your wedding day will last a lifetime. Repaying the expenses shouldn't. |
|
| Citibank Ready Credit can help you realize the big day of your dreams. We provide you with tailor-made financial services to plan for your wedding expenses, and help you start a new page in your life more easily! |
|
| Typical wedding budget |
|
|
Items |
|
Cost (Example) |
|
|
Betrothal Gift |
|
VND 10 Million |
|
|
|
Pre-Wedding Photos |
|
VND 20 Million |
|
|
|
Invitation Cards and Cake |
|
VND 10 Million |
|
|
|
Evening Dress, Gown and Tuxedo |
|
VND 40 Million |
|
|
|
Make-up and Hair Styling |
|
VND 10 Million |
|
|
|
Banquet Decor and Car Rental |
|
VND 10 Million |
|
|
|
Banquet |
|
VND 75 Million |
|
|
|
Wedding Day Photos and Video |
|
VND 25 Million |
|
|
|
Total Expenses |
|
VND 200 Million |
|
|
|
|
|
Repayment Term |
|
Monthly Repayment* |
|
Interest Rate for
Installment Loans |
|
|
36 months |
|
VND 7.85 Million |
|
24% |
|
|
|
30 months |
|
VND 8.92 Million |
|
24% |
|
|
|
24 months |
|
VND 10.57 Million |
|
24% |
|
|
|
|
|
|
|
- Equal monthly installment payment
- Interest rate on reducing balance
- Tenor up to 36 months
- Loan amount VND 10 Million - 500 Million
- No Loan booking fees
- No pre-payment fees (if pre-paid in full after 12 months since the disbursed date)
|
|
- Must have a Citibank Ready Credit account
- Nationality: Vietnamese
|
|
| To apply for a Personal Loan, simply call CitiPhone at (84 8) 3521 1111 or (84) 1900 1819 or visit any of our branches today. |
|
|
|
|
|
|
|
|
|
|
|
|
|
