ANNOUNCEMENTS

Announcements

Announcements
Posting Date Details
October 15, 2016

"THE MORE YOU REFER, THE MORE YOU RECEIVE".

Introducing the "Member Gets Member" program for our existing banking customers who refer successful affluent customers.


Program period:

- Hanoi: From 17/10 to 30/11

- Ho Chi Minh: From 25/10 to 05/12


What are requirements to have a banking account?

• Above 35 years old.

• Total current Annual Income from VND 01 billion or USD50, 000 above.


What will you get for each successful referral?

Gift Successful referrals
01 Casio Watch VND500,000 01
01 shopping voucher VND 1,000,000 02
01 Citi bicycle VND4,700,000 or 04 shopping vouchers VND 4,000,000 05

To learn more, please contact your Relationship Manager or click here.


*Note:

This program is not applicable for Citi staff, US Citizen or US Resident

November 01, 2016

Update on interest rates for new Ready Credit Installment Plan.

We would like to inform interest rates for all new Ready Credit Installment Plan bookings, effective from November 01, 2016:

• From VND 24 Million to below VND 50 Million: 22%/year

• From VND 50 Million and above: 18%/year

For more details, please click here.

August 31, 2016

Citibank would like to inform the list of ATM which were terminated from August 31, 2016:

- ATM 8031 Hanoi Joint Stock Co., Ltd - D8 Giảng Võ

September 01, 2016

For Ready Credit card holders.

Applied from September 01, 2016 to January 31, 2017.

• "Citi bicycle" program

Requirements
Prize
• Cash advance transaction with minimum total amount 10,000,000VND during each promotion period. • A chance to win 1 out of 5 Citi bicycles during each promotion session.
• Got to be 1 among 5 customers who have largest total amount of Cash Advance transaction for each promotion session.

• "Receive interest return" promotion

Requirements
Prize
• Cash advance with minimum amount 4,000,000VND during each promotion period. • Receive 50% interest return on the incremental interest compared to the previous month.
• The total cash advance amount in each period should be at least twice the amount withdrawn the previous month.

Note:

• For those customers who win the "Receive interest return" promotion session, they are still be able to win the “Citi bicycle” promotion session if they qualify the condition.

• Programs do not apply for customers who are not eligible in the good credit history customer list or who are Citi staffs. Programs do not apply for customers who are US citizens or permanent residents

Learn more about program here.

August 10, 2016

Citibank would like to inform of new ATM & CDMs Launch at Citibank N.A HCMC

- ATM 8056 Sunwah Tower, 115 Nguyen Hue, Phuong Ben Nghe, District 1, HCMC.

- CDM 8061 Sunwah Tower, 115 Nguyen Hue, Phuong Ben Nghe, District 1, HCMC.

- CDM 8062 Sunwah Tower, 115 Nguyen Hue, Phuong Ben Nghe, District 1, HCMC.

July 31, 2016

Citibank would like to inform the list of ATM will be terminated from July 31, 2016:

- ATM 8034 at 51 Xuan Dieu, Quang An, Tay Ho, Ha Noi

June 27, 2016

Citi would like to inform that we update a new Interest calculation. Please click here for details.

June 15, 2016

Citibank would like to inform the list of availability Citi ATM address in HCM & Hanoi

CITIBANK ATM ADDRESS
STT NAME/ATM Number ATM Address
Address District
HO CHI MINH
1 Citibank N.A, Ho Chi Minh Branch- ATM 8005 & ATM 8045 Tan Son Nhat International Airport- Arrival Terminal Tan Binh
2 Citibank N.A, Ho Chi Minh Branch- ATM 8011 Ton That Thiep Street, Sunwah Tower, 115 Nguyen Hue, Ben Nghe Ward 1
3 Citibank N.A, Ho Chi Minh Branch- ATM 8012 Sunwah Tower, 115 Nguyen Hue, Ben Nghe Ward 1
4 Citibank N.A, Ho Chi Minh Branch- Cash Deposit Machine CDM 8058 Sunwah Tower, 115 Nguyen Hue, Ben Nghe Ward 1
5 Citibank N.A, Ho Chi Minh Branch- ATM 8015 South Gate Ben Thanh Market, Ben Thanh Ward 1
6 Citibank N.A, Ho Chi Minh Branch- ATM 8017 Coopmart An Phu Supermarket- Villa An Phu, 43 Thao Dien, Thao Dien Ward 2
7 Citibank N.A, Ho Chi Minh Branch- ATM 8018 Gemadept Tower, 6 Le Thanh Ton, Ben Nghe Ward 1
8 Citibank N.A, Ho Chi Minh Branch- ATM 8020 Vincom Tower, 72 Le Thanh Ton, Ben Thanh Ward 1
9 Citibank N.A, Ho Chi Minh Branch- ATM 8044 148 Hai Ba Trung Street, Da Kao Ward 1
10 Citibank N.A, Ho Chi Minh Branch- ATM 8051 09 Cong Truong Lam Son Street, Ben Nghe Ward 1
11 Citibank N.A, Ho Chi Minh Branch- ATM 8052 364 Cong Hoa street, Ward 13 Tan Binh
12 Citibank N.A, Ho Chi Minh Branch- ATM 8055 469 Nguyen Huu Tho Street, Tan Hung Ward 7
13 Citibank N.A, Ho Chi Minh Branch- ATM 8057 236 De Tham Street, Pham Ngu Lao Ward 1
HANOI
14 Citibank N.A, Ha Noi Branch- ATM 8008 Noi Bai International Airport Soc Son
15 Citibank N.A, Ha Noi Branch- ATM 8009 International Center, 34 Trang Tien Hoan Kiem
16 Citibank N.A, Ha Noi Branch- ATM 8021 7 Dinh Tien Hoang Hoan Kiem
17 Citibank N.A, Ha Noi Branch- ATM 8022 International Center Tower, 17 Ngo Quyen Hoan Kiem
18 Citibank N.A, Ha Noi Branch- ATM 8023 1 Hoa Lu Hai Ba Trung
19 Citibank N.A, Ha Noi Branch- ATM 8024 IPH Tower, 241 Xuan Thuy Street Cau Giay
20 Citibank N.A, Ha Noi Branch- ATM 8031 Hanoi Hotel- D8 Giang Vo Ba Dinh
21 Citibank N.A, Ha Noi Branch- ATM 8034 51 Xuan Dieu, Quang An Tay Ho
22 Citibank N.A, Ha Noi Branch- ATM 8049 Km 9- 1A Boulevard (inside ABB Company, Vietnam) Hoang Mai

May 31, 2016

Citibank would like to inform the list of ATM will be terminated from 31 May 2016

1. ATM 8007 at Thao Li restaurant, 3SH-11-1, KP Grandview, Tan Phong Ward, District 7, Ho Chi Minh City.

2. ATM 8038 at 34-34A Vo Van Tan Street, Ward 6, District 3, Ho Chi Minh City.

May 27, 2016

Citibank Online is now improved.
You can transfer to a longer beneficiary name now.

Click here to make free Payments and Transfer now.

April 30, 2016

Citibank would like to inform the list of ATM will be terminated from April 30, 2016:

- ATM 8013 at Circle K store Le Lai, 44 Le Lai Street, Binh Thanh Ward

- ATM 8014 at Circle K store Bui Vien, 139 Bui Vien Street, Pham Ngu Lao Ward, District 1, Ho Chi Minh City

- ATM 8025 at 11 Hang Dau Street, Hoan Kiem District, Ha Noi

- ATM 8036 at 5 Ky Dong Street, Ward 9, District 3, Ho Chi Minh City

- ATM 8039 at 152B Tran Hung Dao Street, Ben Thanh Ward, District 1, Ho Chi Minh City

- ATM 8047 at S25-1 Sky Garden Nguyen Van Linh Street, Tan Phong Ward, District 7, Ho Chi Minh City

- ATM 8051 at 9 Cong Truong Lam Son Street, Ben Nghe Ward, District 1, Ho Chi Minh city

April 20, 2016

CHANGE OF FEES AND CHARGES

Effective from April 20, 2016, there are changes applied for Fees and Charges of some Cash Withdrawal services at Citi’s teller.

VND Cash Withdrawal from CASA account remains free of charge.

Services Citibanking Citigold Citi At Work Citi At Work Gold
USD Cash Withdrawal from CASA account 0.20% Free 0.20% Free
USD Cash Withdrawal from Term Deposit account 0.20% Free 0.20% Free
USD Cash Withdrawal from Term Deposit account within 4 days since Term Deposit account booking date 0.25% 0.25% 0.25% 0.25%
VND Cash Withdrawal from Term Deposit account within 4 days since Term Deposit account booking date 0.25% 0.25% 0.25% 0.25%

For further details on Fees and Charges of other services, click here or call CitiPhone at
(84 8) 3521 1111 for assistance.

April 15, 2016

Citi would like to inform from Apr 22, 2016, the minimum Cash Back to be redeemed on Citi Cash Back Card is VND 800,000 per time and in multiple of VND 100,000.

Please click here to learn more the full Terms and Conditions for Citi Credit Cards.

March 9, 2016

Citibank would like to inform the list of ATM will be terminated from Mar 3, 2016:

- ATM 8037 at 160 Pasteur Street, Ben Nghe Ward, Dist. 1, HCMC

- ATM 8010 at 161 Dong Khoi Street, Ben Nghe Ward, Dist. 1, HCMC

- ATM 8046 at 91 Nguyen Huu Canh, Ward 22, Binh Thanh Dist., HCMC

- ATM 8016 at Metro An Phu Supermarket- An Phu, Anh Khanh, An Khanh Ward, Dist. 2, HCMC

- ATM 8019 at An Dong Plaza, 18 An Duong Vuong Street, 9th Ward, Dist. 5, HCMC

February 24, 2016

Winner list of "30 customers with the highest number of transactions on Citibank Visa Debit Card get 1 Citi bike" promotion from Oct 1, 2015 to Dec 31, 2015.

Please click here to view winner list.

January 18, 2016

Winner List from Citibank Online and Citi Mobile Usage (From May to Dec 2015).

Please click here to view details.

January 12, 2016

Citibank would like to inform the ATM number 8042 at Kumho Plaza, 39 Le Duan, Ben Nghe Ward,
Dist. 1, HCMC was terminated from December 31, 2015.

January 9, 2016

Stay safer with CitiAlert SMS service for Fraudulent transactions.

We now bring you a free of charge and more convenient service of fraud warning over SMS to ensure you are informed immediately and 24/7.

How this works:

1. A transaction is made on your Card/ account.

2. If the transaction is suspicious, Citi will send a message to your registered mobile number with the bank.

3. Upon receiving the SMS alert, immediately text 1 or 2 to 6058 (1 means Yes – I did make this transaction. Your card can be used as normal. 2 means No – I did NOT make this transaction. Your Card/ account will be blocked for security reason.)


The cost of replying to our SMS is subject to your mobile network provider, maximum is VND 500/SMS. For any assistance, call CitiPhone (84 8) 3521 1111.

December 21, 2015

Changes in Citi Credit Card Terms and Conditions:

We would like to update you with changes in the Terms and Conditions for Citi Credit Cards.

These Terms and Conditions will be effective from December 28, 2015 and the full text is available at https://www.citibank.com.vn/terms.pdf

The key changes include:

Section Section name Change
11 Currency Conversion Update definition of “DCC Administration fee”
15 Obligations, Interest Charges Update due date
19 Minimum Payment Due Reduce to 2% of Total Payment Due plus interest charges, fees, service charges plus any Installment amount due
42.2 Citi Easy Cash Repayment term will be determined from time to time
43.4 Citibank 0% PayLite Equal Payment Plan (0% PayLite) program Processing fee will not be refunded in any circumstances.

Changes in Fees and Charges:

- From November 20, 2015, Dynamic Currency Conversion (DCC) Administration Fee will be applied on Citi Credit Cards at the rate of 0.8% of DCC transaction* amount.

- From February 16, 2015, Payment Due Date will change as follows:

• If you pay Full Payment Due of last statement, your next Payment Due Date will be 17 days from Statement Date

• If you pay less than Full Payment Due of last statement, your next Payment Due Date for will be 25 days from Statement Date Please click here for full Fees and Charges.

* DCC transaction is transaction made overseas and paid in VND, or any online Retail Purchase in Vietnam Dong at overseas websites that quote prices in foreign currency and allow the customer the option of payment in Vietnam Dong.

November 20, 2015

Dear Customer,

Please be informed that ATMs, Citibank Online and Citi Mobile will be upgrading systems on Nov 22, 2015:
- Citibank ATMs: all functionalities will not be available from 00:30 AM to 00:40 AM.
- Citibank Online and Citi Mobile: all functionalities will not be available from 02:00 AM to 03:00 AM and from 11:00 PM to 11:59 PM.

We apologize for the inconvenience.

November 12, 2015

Dear Customer,

Citibank Online will be upgrading systems from Saturday Nov 14, 2015 10:00 PM to Sunday Nov 15, 2015 05:00 AM. During this period, the following functions: Add Payee, Payments and Transfers will be temporarily unavailable. We apologize for the inconvenience.

November 2, 2015

Fund transfer from/to Citibank Korea

Please be informed that Citi Global Transfer service from/to Citibank Korea will be temporarily unavailable from 11:00 PM, Nov 7, 2015 to 4:00 AM, Nov 8, 2015 due to system upgrade.

We thank you for your understanding and apologize for any inconvenience caused. For any assistance, please call 24/7 CitiPhone at (84 8) 3521 1111.

October 13, 2015

We would like to inform to Citi Credit Cardmembers that from October 14, 2015, the 0% PayLite Program is extended to Citi Primary Credit Card holder(s) who are foreigners with resident card/ business visa longer than the tenor they apply for 0% PayLite Program.

Please click here to read the full text of Terms and Conditions.

September 30, 2015

Effective from October 7, 2015, Premier Miles can be paid for annual fee of Citi PremierMiles Card.

October 02, 2015

Update of cash advance Interest tate, loan prepayment fee for Citi Ready Credit Card and Ready Credit Installment Plan.

Effective from October 15, 2015, we would like to inform the updates in Fees and Charges for Citi Ready Credit Card and Ready Credit Installment Plan as below:

- For Citi Ready Credit Card: Interest rate for cash advance will be 30%/year.

- For Ready Credit Personal Loan under Citi Ready Credit Card and Ready Credit Installment Plan: Loan prepayment fee will be 4% of total outstanding principal in the first 30 months and 0% thereafter.

Please click here for details of Fees and Charges.

October 01, 2015

NEW: Spend smart, stay cool with Citibank Visa Debit Card + chance to win a unique Citi bike.

Effective from October 1, 2015 till end of December 31, 2015, Citibank customers who pay with their Citibank Visa Debit Cards will get a chance to enjoy the following offers:

* First Card transaction: the first 1,000 Debit Card members of the month who swipe their Debit Cards will receive cash back of VND 50,000 credited into their accounts.

Learn more Terms & Conditions.

* 30 Top Debit Card members with the most number of Debit Card transactions (excluding card activation cash withdrawal at ATM) will receive a unique Citi bike each.

Learn more Terms & Conditions.

September 25, 2015

Effective from October 7, 2015, we would like to inform to Citi Cash Back cardmembers that Cash Back rate of Education category increases from 1% to 2%.

September 21, 2015

Update on interest rates for new Ready Credit Personal Loan under Citi Ready Credit Card.

Effective from September 21, 2015, we would like to inform new interest rates for new Ready Credit Personal Loan under Citi Ready Credit Card:

• From VND 10 Million to below VND 50 Million: 21%/year
• From VND 50 Million and above: 18%/year

Please click here for details.

August 14, 2015

Changes in Citi Credit Card Terms and Conditions. We would like to update you with changes in the Terms and Conditions for Citi Credit Cards, effective from August 17, 2015.

Please click here to read the full text of Terms and Conditions.

August 10, 2015

From August 10, 2015, every 1 Premier Mile of Citi PremierMiles Card can be redeemed for 1 Vietnam Airlines Lotusmiles Mile

August 17, 2015

Starting August 17, 2015, new interest rate on Citi PremierMiles Credit Card is at the rate of 27.84% p.a for for both retail purchase and cash advance.

Please click here for full Fees and Charges.

July 31, 2015

Download the Declaration for Related Parties form (Declaration Form)

As Per Circular 36/2014/TT-NHNN issued by State Bank of Vietnam on 20 November 2014 governing prudential ratios and limits in credit extension, we are required to collect from you information regarding your associated entities, either individuals or organizations, who currently have credit relations with Citibank N.A., Ho Chi Minh City/Hanoi Branch. Kindly download the Declaration Form by clicking here, print, fill in and mail it to us at the following address:
Ms. Do Thi Thanh Phung
Credit Initiation Unit
Citibank N.A.,
Sunwah Tower, 4 Floor, 115 Nguyen Hue, District 1, Ho Chi Minh City, Vietnam

To learn more about this annoucment, please click here

July 24, 2015

Citibank would like to inform the reallocation of ATM number 8011 as below starting from
July 24, 2015:
- Old address: Sunwah Tower, 115 Nguyen Hue, Ben Nghe Ward, HCMC.
- New address: Ton That Thiep side, Sunwah Tower 115 Nguyen Hue, Ben Nghe Ward, District 1, HCMC

July 24, 2015

Suspension Notice.

Citibank would like to inform you that we will upgrade systems from 11:00 PM July 25, 2015 to 06:00 AM July 26, 2015 (Vietnam time). Therefore, our Citibank Online, CitiMobile, CitiPhone, ATMs, Credit and Debit cards and other services may experience a disruption.
As such, please plan ahead your banking activities that may take place during this period.

June 30, 2015

Citibank N.A., Ha Noi Branch and Ho Chi Minh City branch (Citibank) would like to update you on regulatory requirements relating to checking requirements for foreign currency transfer in Article 6.10 of Terms and Conditions of Citibank Global Consumer Banking, effective from July 01, 2015. This regulation requires both Citibank Vietnam and clients to be strictly complied with.
You can learn more Terms and Conditions of Citibank Global Consumer Banking at here
For further enquiries or assistance, call 24/7 CitiPhone at (84 8) 3521 1111 or contact Citibank branch staff.

June 29, 2015

Citibank would like to inform the termination or reallocation of ATMs as below:
- ATM number 8039 was reallocated from May 6, 2015. Old address: 64 Dong Du, Ben Nghe Ward, HCMC. New address: 152B Tran Hung Dao, Ben Nghe Ward, District 1, HCMC
- ATM number 8035 was terminated from May 26, 2015. Address: 65 Le Loi, Ben Nghe Ward, HCMC

June 15, 2015

Changes in Citibank Credit Card Terms and Conditions

We would like to update you with changes in the Citibank Credit Card Terms and Conditions.

These Terms and Conditions will be effective from 17 June 2015 and the full text is available at www.citibank.com.vn

Personal loan on credit card

Personal loan on credit card is a new feature that allows primary Cardmembers to take personal loan on credit card(s) within the Combined Credit Limit. This section covers the related terms and conditions of this feature.


Citibank 0% PayLite Program

Citibank 0% PayLite Program is a new feature that allows primary Vietnamese Cardmember to convert retail transaction(s) payment into monthly installments. This section covers the related terms and conditions of this program.

June 10, 2015

Announcement of new personal loan product

Effective from June 11, 2015, we are delighted to announce the launch of our new personal loan product named “Ready Credit Installment Plan” with loan amount up to VND 600 Million.

Please click here for Fees and Charges as well as here for Terms and Conditions of this product.

If you are interested in applying for Ready Credit Installment Plan or have any enquiries, please call CitiPhone 24/7 at (84 8) 3521 1111.

June 10, 2015

Update of Interest Rates, Fees and Charges for Citi Ready Credit Card

Effective from June 11, 2015, we would like to inform the updates in Fees and Charges below:
• Update of new interest rates for new Ready Credit Personal Loan under Citi Ready Credit Card
• Duplicate statement fee for Citi Ready Credit Card is no longer applicable
• Include loan pre-payment fee to the Fees and Charges

And key changes in Terms and Conditions:
• Name “Citibank Ready Credit (“CRC”) Terms and Conditions” is updated to “Citi Ready Credit Card/Ready Credit Installment Plan Terms and Conditions”
• Updates of definition as well as terms and conditions regarding new product Ready Credit Installment Plan
• Updates of definition on Account, Minimum Payment Due and other parts
• Other updates

Please click here for details of Fees and Charges as well as here for Terms and Conditions.

June 5, 2015 From June 05, 2015, your Premier Miles can be redeemed for miles/points at 4 more partners as follows:

1 Premier Mile = 1.5 points of Club Carlson
1 mile of Flying Blue
1 mile of Qantas Frequent Flyer
1 mile of Qatar Airways

Please click here for more details.

June 2, 2015

Changes in Citi Credit Card and Citibank Global Consumer Banking Terms and Conditions.
We would like to update you with changes in the Terms and Conditions for Citi Credit Cards and Global Consumer Banking, effective from June 3, 2015.
Please click here to read the full text of Terms and Conditions of Citi Credit Card and here for Citibank Global Consumer Banking.

May 20, 2015

Starting June 01, 2015, new interest rate on Citi Cash Back Credit Card is at the rate of 27.84% p.a for for both retail purchase and cash advance.

Please click here for full Fees and Charges.

April 22, 2015

Congratulations to winner list of “Apply for Credit Card and Ready Credit successfully, get an Cathay Pacific air ticket to Hong Kong”.

- From March 02 to 20, 2015
- From March 23 to Apr 3, 2015
- From April 6 to 17, 2015

This winner list is for information only. The winners will be contacted by Citibank individually.

April 22, 2015

Congratulations to winner list of “Apply for Secured Credit Card successfully, get a Electrolux coffee maker”.

- From March 02 to April 03, 2015

This winner list is for information only. The winners will be contacted by Citibank individually.

April 22, 2015

Congratulations to winner of "Year end online acquisition and spend" from December 2 (at HCMC) and December 4 (at Hanoi) to Februaray 28, 2015.

- Winner list of "Spend on Citi Credit Cards, get a chance to win an iPhone 6"
- Winner list of "20 first customers apply for Citi Credit Card successfully online and get 1 gift hamper"
- Winner list of “100 first customers booking Term Deposit online and/ or making transfer by Citibank Online and/ or Citi Mobile, get Yves Rocher gift set of VND 200,000”

This winner list is for information only. The winners will be contacted by Citibank individually.

March 19, 2015

Suspension Notice.
Citibank ATMs may experience disruptions from 11:00 PM Mar 21, 2015 to 05:00 AM Mar 22, 2015 (VN time) due to system upgrade.
Citibank Credit Cards, Debit cards and ATM cards may not be able to perform transactions at any domestic and overseas ATMs during this period.

March 19, 2015

Fund transfer from/to Australia, Philippines, Indonesia, Thailand, Vietnam, Hong Kong, Singapore, Malaysia.
Please be informed that Citi Global Transfer service (CGT) of these countries will be temporarily unavailable due to system upgrade:
- CGT from/to Australia, Phillippines, Indonesia, Thailand, Vietnam: from 12:00 AM to 03:00 AM March 22, 2015 (VN time).
- CGT from/to Hong Kong, Singapore, Malaysia: from 02:00 AM to 05:00 AM March 22, 2015 (VN time).
We thank you for your understanding and apologize for any inconvenience caused.
For any assistance, please call 24/7 CitiPhone at (84) 8 3521 1111.

March 6, 2015

Fund transfer from/to Citibank Japan.
Please be informed that Citi Global Transfer service from/to Citibank Japan will be temporarily unavailable from Friday, March 6, 2015 at 9:00 PM to Saturday, March 7, 2015 at 12:00 PM, due to system upgrade.
We thank you for your understanding and apologize for any inconvenience caused.
For any assistance, please call 24/7 CitiPhone at (84) 8 3521 1111.

March 4, 2015

Changes in Citi Credit Card Terms and Conditions.
We would like to update you with changes in the Terms and Conditions for Citi Credit Cards, effective from March 4, 2015. Please click here to read the full text of Terms and Conditions.

March 2, 2015

From March 4, 2015, Citi®ACE Life® Cardmembers get 5% Cash Back* for ACE Life premium payment via auto debit.
* Maximum Cash Back per statement is VND 600,000.

February 27, 2015

Effective from March 02, 2015, all your online credit card transactions will be added a second layer of security in order to verify the transactor is the authenticated credit card holder.
This second layer of protection will come as a One Time Password (OTP) to your registered mobile phone number with the bank.
This OTP is different from the OTP used to login Citibank Online.
This will only be applied to certain merchants using the secure Verified by VISA/MasterCard Secure Code platform. For more details, please learn more at here

February 10, 2015

Update changes of Ready Credit Personal Loan (RCLP).

We would like to announce the changes of Terms and Conditions of RCLP, effective from February 24, 2015. Please read Terms and Conditions at here.
In details, if you do not pay your monthly Minimum Payment Due in two consecutive statement periods, the total outstanding principal amount of your Ready Credit Personal Loan will be added to the Current Balance and the Default Interest Rate (updated on www.citibank.com.vn) will be applied on the total outstanding balance of your Ready Credit card.

Please note that by moving your RCPL to Current Balance and you are required to make at least the Minimum Payment Due (at 4% of total outstanding balance plus fees / charges / interest and over limit / past due amounts), your RCPL shall be considered as a restructured loan as advised by State Bank of Vietnam and must comply with Circular 02/2013/TT-NHNN dated 21/01/2013 and Circular 09/2014/TT-NHNN dated 18/03/2014. These circulars require Banks and Financial Institution to classify customers to a higher loan group for all accounts held by customers when loan is restructured as well as the conditions how to move back to lower loan group. Please refer to these circulars for more details.

If we do not receive your objection by February 24, 2015, you agree that we have the rights to restructure your loan without any further confirmation from you. If the event of restructuring happens, you will be classified as per the circulars mentioned above and we reserve the rights to close all card account(s) that you have with us.

February 5, 2015

Update of Fees and Charges for Citibank Credit Cards and Ready Credit.
Effective from February 05, 2015, we would like to inform that Direct Debit Dishonor Fee of Citibank Credit Cards and Ready Credit is not applicable.
Kindly note that the Default Interest Rate for Personal Loans is 24%/year applied on the total outstanding principal amount if you do not pay your Minimum Payment Due in two consecutive statement periods.
Please click here to learn more about the Fees and Charges.

January 20, 2015

Refer friends, get your iPad!
You can share the privileges you enjoy with Citibank Credit Cards/Ready Credit with your friends and enjoy VND 300,000 cash rewards for each successful Credit Card/Ready Credit referral.
Better yet, enjoy an iPad Mini for each 09 successful referrals Credit Card/Ready Credit referral.
Valid from Jan 20, 2015 to Feb 20th 2015
Terms and Conditions apply

January 15, 2015

Citibank would like to notify that from Jan 15, 2015, the CitiPhone hotline at 1900 1819 is no longer in use. Please call(848) 3521 1111 for all inquiries/supports needed.

January 8, 2015

Trolley bag and Coffee Maker are back!
Apply for 01 unsecured Citibank Credit Card and Ready Credit, or 02 secured Credit Cards today and get your cards approved to receive either a Trolley Bag or a Coffee Maker of your choice.
Valid from Jan 08, 2015 to Feb 28th 2015
Terms and Conditions apply

January 7, 2015

Get up to 8,000 GLP Miles when successfully applying for PremierMiles Card and Ready Credit.
Valid from Jan 7 to Apr 7, 2015 and applicable for Vietnam Airlines GLP members and Vietnamese.
Terms and Conditions apply

December 15, 2014

Effective from December 15, 2014, Personal Loan interest rate for online channel customers (not applied for existing customers of Credit Cards/ Ready Credit, customers must apply for both Ready Credit and Personal Loan at the same time) will be 18%/per annum calculated on reducing balance for all approved loan amount.

November 28, 2014

From December 8, 2014, Citibank will no longer distribute CGT service from/to Citibank Belgium and Germany.
We thank you for your understanding and apologize for any inconvenience caused. Please call CitiPhone 24/7 at (84-8) 3521 1111 for any assistance.

November 26, 2014

Congratulations of winners of "Top online depositors get a Canon camera or Coffee maker".
Please click here to learn more the winner list.
This winner list is for information only. The winners will be contacted by Citibank individually.

November 26, 2014

Congratulations of winners of "30 first customers apply for Rewards Card successfully and get a Samsung Gear Fit or Samsung Gear Neo".
This winner list is for information only. The winners will be contacted by Citibank individually.

Batch 1 (from Sep 8 to Oct 8, 2014)

November 26, 2014

Congratulations of winners of "Top 2 spenders of Rewards Card and get a Samsung S5 phone".
This winner list is for information only. The winners will be contacted by Citibank individually.

Batch 1 (from Sep 8 to Oct 8, 2014)

November 26, 2014

Congratulations of winners of "40 customers have the most frequent transfer via Citibank Online and/or Citi Mobile and get a Bluetooth headset".
Please click here to learn more the winner list.
This winner list is for information only. The winners will be contacted by Citibank individually

November 26, 2014

Congratulations of winners of "Pay for your Citi Credit Card via Citibank Online and/or Citi Mobile and get a Yves Rocher gift set". Please click here to learn more the winner list.
This winner list is for information only. The winners will be contacted by Citibank individually

November 26, 2014

Congratulations of winners of "Citibank summer with PremierMiles Credit Card".
This winner list is for information only. The winners will be contacted by Citibank individually.

Batch 1 (from June 3 to July 01, 2014 for customers in Hochiminh City and from June 9 to July 01, 2014 for customers in Hanoi)

Batch 2 (from July 02 - August 02, 2014)

Batch 3 (from August 03 - September 03, 2014)

Batch 4 (from September 4 - October 4, 2014)

November 26, 2014

Congratulations of winners of "Refer friends and get gifts" promotion.
This winner list is for information only. The winners will be contacted by Citibank individually.

Phase 1 (from March 24 to April 29, 2014)

Phase 2 (from May 01 to June 30, 2014)

Batch 3 (from July 01 - 31, 2014)

Batch 4 (from August 01 - 31, 2014)

Batch 5 (from September 1 - 30, 2014)

November 26, 2014

Congratulations of winners of "Apply Credit Card and Ready Credit successfully, get a trolley bag" from July 8 - August 20 (in HCMC) and July 10 - August 20 (in Hanoi). Click here for more details.
This winner list is for information only. The winners will be contacted by Citibank individually.

From August 14 to September 26, 2014

From September 29 to October 31, 2014

November 6,2014

Fund transfer from/to Citibank Korea
Please be informed that Citi Global Transfer service from/to Citibank Korea will be temporarily unavailable from 10:00 PM, November 8, 2014 to 04:30 AM, November 9, 2014, due to system upgrade.

Fund transfer to Citibank Japan
Please be informed that fund transfer made in non-JPY, with Citi Global Transfer to Citibank Japan will be declined if the beneficiary account does not have a Foreign Currency Contract (FCY Contract). This is effective from November 16, 2014, due to the change in regulation requirement.

We thank you for your understanding and apologize for any inconvenience caused. For any assistance, please call 24/7 CitiPhone at (84) 8 3521 1111

October 17,2014

Citibank Global Transfer of Citibank Hong Kong will be upgraded system from 01:00 AM Oct 19 to 07:00 AM Oct 19, 2014. All fund transfer from Citibank N.A., Vietnam Account to Citibank Hong Kong Account and vice versa will experience disruption. We encourage you to make online payment before/after this period.

October 17,2014

From October 15, 2014, daily limit transfer of Citibank Global Transfer for Citigold customers is increased from US$ 25,000 to US$ 50,000.

October 17,2014

Inactive accounts: Citibank Vietnam will close accounts that have zero balance and no transaction within 6 consecutive months.

October 17,2014

Effective from July 01, 2014 to October 20, 2014, all cash withdrawals from ATM using Citibank Credit Cards enjoy interest free period similar to POS purchases at merchants.

September 19,2014

Effective from September 5, 2014, foreign individuals are not eligible to book foreign currency Time Deposits, pursuant to the State Bank of Vietnam’s foreign exchange regulations. Citibank reserves the rights to transfer total principle and interest amount from the Time Deposit account to checking account when the Time Deposit account comes to maturity date. Please visit Citibank branches or contact CitiPhone at (84 8) 3521 1111 for more details.

Aug 25,2014

VNPT charge fee VND 1,000/minute when customers call CitiPhone hotline at 1900 1819.

July 30, 2014

Congratulations of winners of "Apply PremierMiles/Cash Back Card successfully and get a trolley bag" from June 5 - 30, 2014. Click here for more details.
This winner list is for information only. The winners will be contacted by Citibank individually.

Jul 07, 2014

In order to serve you better, our Citi Global Transfer (international fund transfer) service from/to Citibank Japan will be temporarily unavailable from 10.00 to 13.00, July 12th 2014, due to system upgrade.
We thank you for your understanding. For further assistance, please call 24/7 CitiPhone at (84) 8 3521 1111.

June 25, 2014

Congratulations of winners of "Apply PremierMiles Card successfully and get a return ticket to Singapore".
This winner list is for information only. The winners will be contacted by Citibank individually.

Phase 1: from Apr 24 - May 11, 2014.

Phase 2: from May 12 - June 10, 2014.

June 25, 2014

Congratulations of winners of "Be one of 50 PremierMiles top spenders and get two return tickets to Singapore" from May 5 - 31, 2014 (in Hochiminh City) and from May 8 - 31, 2014. Please click here for more details.
This winner list is for information only. The winners will be contacted by Citibank individually.

June 25, 2014

Congratulations of winners of "Apply for Personal Loan successfully and get gifts" from May 15 - 31, 2014. Please click here for more details.
This winner list is for information only. The winners will be contacted by Citibank individually.

May 19, 2014

Congratulations of winners of "Apply Personal Loan and get gifts" from February 17 to March 31, 2014 (for winners in Hochiminh City) and March 04 to 31, 2014 (for winners in Hanoi). Please click here to see more details.
This winner list is for information only. The winners will be contacted by Citibank individually.

May 15, 2014 Effective from 15/5/2014, Joining Fee is applied for Citibank Credit Cards.
May 14, 2014

The Citibank Global Transfer system will be upgraded for Citibank United Kingdom from 01:00 AM May 17 to 06:00 PM May 18, 2014 (VN Time) and Citibank Japan from 07:00 PM May 17 to 06:00 AM May 18, 2014 (VN Time).
All fund transfer from Citibank N.A., Vietnam to Citibank United Kingdom (and vice versa) and from Citibank N.A., Vietnam to Citibank Japan (and vice versa) will experience disruption.
We encourage you to make online payment before/after this period.

April 23, 2014 From April 23, 2014, two Premier Miles of Citibank PremierMiles Credit Card are redeemable to one Evergreen Club Mile of EVA Airlines.
April 16,2014 Citibank Global Transfer of Citibank Japan will be upgraded system from 08:00 PM Apr 18 to 06:00 AM Apr 19, 2014. All fund transfer from Citibank N.A., Vietnam Account to Citibank Japan Account and vice versa will experience disruption. We encourage you to make online payment before/after this period.
April 8,2014 From April 10, 2014, the following Interest Rate and Early Repayment Fee is applied for Personal Loan:

Interest Rate/month (calculated on reducing balance) Approved Personal Loan (VND)
2.25% From 20 Million to under 40 Million
2% From 40 Million to under 60 Million
1.75% From 60 Million to under 100 Million
1.5% From 100 Million
Early Repayment Fee: 3% on total outstanding principal
Minimum Loan Amount (VND): 20 Million

For the full Fees and Charges, please click here.

March 27, 2014 Effective from March 27, 2014, the following Cash Back rate is applied for Citibank Cash Back Credit Card:

- 5% Cash Back on Medical, Insurance and Gasoline category spend

- 1% Cash Back on Hypermart, Restaurant, Education category spend

- 0.3% Cash Back on other category spend

In addition, you also earn:

- Bonus 0.25% Cash Back on Overseas retail purchase

- Bonus 0.25% Cash Back on Domestic and Overseas cash advance

March 20, 2014 Congratulations of winners of "Apply for a Cash Back card and get one Yves Rocher gift set"

The winner list is for information only. The winners will be contacted by Citibank individually.

Phase 1 (from February 05 - 28, 2014)

Phase 2 (from March 01 - 31, 2014)
April 18, 2014 Congratulations of ten winners of “Applying Cash Back card successfully via online channel and get a chance to win one iPod Shuffle”.

This winner list is for information only. The winners will be contacted by Citibank individually.

Phase 1 (from Dec 01 to 31, 2013)

Phase 2 (from Jan 01 to 31, 2014)

Phase 3 (from Feb 01 to 28, 2014)

Phase 4 (from March 01 - 31, 2014)
April 18, 2014 Congratulations of winner of “Festivity Galore” promotion.
This winner list is for information only. The winners will be contacted by Citibank individually.
Phase 1 (from Dec 01 to 31, 2013)

Phase 2 (from Jan 01 to 31, 2014)

Phase 3 (from Feb 01 to 28, 2014)

Phase 4 (from March 01 - 31, 2014)
Jan 24, 2014 Congratulations of winner of “Deposit and Spend on Citibank Visa Debit card, get a chance to stay at 5 star hotel in Singapore” promotion.
This winner list is for information only. The winners will be contacted by Citibank individually.
Name Last 4 digits of Debit card
Nguyen Thi Thu Thuy 1678
Nguyen Tuan Anh 2691
Bui Thi Doan Trang 7340
Pham Giang Sinh 8374
Nguyen Ngoc Son 6913
Tran Thi Thu Huong 4365
Ingrid Patricia Geyer La Thivollet 1773
Vo Thanh Binh 1500
February 10, 2014 1 Premier Mile is redeemed for every VND 25,000 spent on your Citibank PremierMiles credit card. Your Premier Miles can be redeemed for miles/points at over 75 airlines/hotel/resort partners as follows:
1 KrisFlyer Mile (Singapore Airlines)
1 Asia Miles Mile (Cathay Pacific)
1 Royal Orchid Plus Mile (Thai Airways)
1 Executive Club Mile (British Airways)
1 SkyMiles Mile (Delta Air Lines)
1 Asia Miles Mile (Cathay Pacific)
1 Premier Mile = 1 Etihad Guest Mile (Etihad Airways)
1 Evergreen Mile (Eva Air)
1 ENRICH Mile (Malaysia Airlines)
1 Garuda Frequent Flyer Mile (Garuda Indonesia)
1 InterContinental Hotels Group (IHG) Rewards Club Point
1.5 Hilton Hhonors Points

Terms and Conditions apply.

January 17, 2014

Overseas Transaction Fee on the Citibank PremierMiles, Cash Back and Citibank ACE Life Credit Cards has been revised to 4% per transaction from earlier 3% per transaction of the transaction amount incurred for both Retail Purchases as well as Cash Advances.

Jan 24, 2013 Congratulations to winners of Convert, Swipe and Get a movie ticket with Citibank Visa Debit Card"
Phase 1 (from October 30 to December 04, 2013)

Phase 2 (from December 05 to 31, 2013)
11/12/2013 Congratulations to winners of Enjoy Singapore with Citibank Visa Debit Card" from October 01 to November 31, 2013. Each customer will receive a voucher redeemable to "2 nights stay at Grand Hyat hotel - room type Grand Deluxe"
No. Last 4 digits of Debit Card Name
1 5023 Dinh Van Ha
2 0423 Christin Schmidt
08/10/2013 Congratulations to winners of "Spend on your Citibank Visa Debit card, get 2 movie tickets" promotion from July 29 to September 29, 2013.
Please click here to see the list of winners.
11/12/2013 Congratulations to winners of "Refer your friends, get Lazada vouchers" promotion.
23/09/2013 Congratulations to winners of "Apply Personal Loan and get gifts" promotion.
20/09/2013 Citibank are pleased to annouce that the updated interest rate of Personal Loan and annual fee of Ready Credit is valid from September 23, 2013 as below:
Interest Rate for Personal Loan (calculated on reducing balance)

Applied for approved loan:

- From VND 10 Million to VND 50 Million: 2%/month

- More than VND 50 Million to VND 100 Million: 1.75%/month

- More than VND 100 Million to VND 500 Million: 1.5%/month
Primary Card Annual Fee (exclusive of VAT) VND 800,000 (Waived first-year annual fee for customer who applies successfully for Personal Loan within 2 months since the Ready Credit is approved)

Please click here to view for more details of Fees and Charges of Ready Credit

07/10/2013 Congratulations customers becoming the winners of "Fly free to Dubai with PremierMiles card" promotion
First prize: 02 Emirates return tickets to Dubai Second prize: 02-night stay at Six Senses Nha Trang Third prize: 01-night stay at Ana Mandara Dalat/ Emeralda Ninh Binh
Phase 1 (July 24 to August 07, 2013) Phase 1 (July 24 to August 07, 2013) Phase 1 (July 24 to August 07, 2013)
Phase 2 (August 08 to September 08, 2013) Phase 2 (August 08 to September 08, 2013) Phase 2 (August 08 to September 08, 2013)
19/08/2013

300 HP Slate7 Tablets have been sold out.

Congratulations to the first 300 customers for successfully redeeming the HP Slate7 Tablet.

Due to popular demand, all the HP Slate7 Tablets have been sold out as of August 19, 2013.

Thank you for choosing the Citibank Cash Back Visa Platinum Card and we are excited to have you as our valued customer.

05/05/2013 Customer winner list of Spend on your Citibank card, get a Galaxy Tab
15/05/2013 Congratulations to below weekly winners who will receive dining voucher, worth VND 2,000,000:
Ho Chi Minh Ha Noi
Week 12 (27/04/2013 – 03/05/2013)
xxxx DUY (xxx xxxx xxxx 8794)
Week 12 (01/06/2013 – 07/06/2013)
To be announced
Week 11 (20/04/2013 – 26/04/2013)
TRUONG xxxx (xxxx xxxx xxxx 9583)
Week 11 (25/05/2013 – 31/05/2013)
To be announced
Week 10 (13/04/2013 – 19/04/2013)
xxxx LARRY (xxxx xxxx xxxx 4770)
Week 10 (18/05/2013 – 24/05/2013)
To be announced
Week 9 (06/04/2013 – 12/04/2013)
DAS xxxx (xxxx xxxx xxxx 0889)
Week 9 (11/05/2013 – 17/05/2013)
To be announced
Week 9 (06/04/2013 – 12/04/2013)
DAS xxxx (xxxx xxxx xxxx 0889)
Week 9 (11/05/2013 – 17/05/2013)
To be announced
Week 8 (30/03/2013 – 05/04/2013)
xxxx NGA (xxxx xxxx xxxx 8485)
Week 8 (04/05/2013 – 10/05/2013)
To be announced
Week 7 (23/03/2013 – 29/03/2013)
xxxx TRUONG (xxxx xxxx xxxx 4896)
Week 7 (27/04/2013 – 03/05/2013)
To be announced
Week 6 (16/03/2013 – 22/03/2013)
xxxx TRUONG (xxxx 7499 xxxx xxxx)
Week 6 (20/04/2013 – 26/04/2013)
xxxx NHAN (xxxx xxxx xxxx 8771)
Week 5 (09/03/2013 – 15/03/2013)
xxxx TU (xxxx xxxx xxxx 2191)
Week 5 (13/04/2013 – 19/04/2013)
xxxx THANG (xxxx xxxx xxxx 8334)
Week 4 (01/03/2013 – 08/03/2013)
LINH xxxx (xxxx xxxx 0012 xxxx)
Week 4 (06/04/2013 – 12/04/2013)
xxxx OANH (xxxx xxxx xxxx 3364)
Week 3 (23/02/2013 – 01/03/2013)
xxxx LINH (xxxx xxxx xxxx 9583)
Week 3 (30/03/2013 – 05/04/2013)
xxxxx NHAN (xxxx xxxx xxxx 5828)
Week 2 (16/02/2013 – 22/02/2013)
xxxxx THOMAS (xxxx xxxx xxxx 6212)
Week 2 (23/03/2013 – 29/03/2013)
xxxx HUYEN (xxxx xxxx xxxx 7623)
Week 1 (11/02/2013 – 15/02/2013)
xxxxxxx HUA (xxxx xxxx xxxx 4413)
Week 1 (16/03/2013 – 22/03/2013)
xxxx SAM (xxxx xxxx xxxx 0196)

Note: Name and card number are masked for confidentiality reasons.

01/4/2013

New Interest Rates

Effectively from 01 April 2013, Interest Rate on the Citibank PremierMiles, Citibank Cash Back and Citibank ACE Life credit cards has been revised to 2.15% per month from earlier 2% per month based on the reducing balanced method. Please visit www.citibank.com.vn for the latest fees and charges schedule.

29/01/2013

Citibank are pleased to present the new Citibank Visa Debit Card.

Citibank N.A., Vietnam introduces the new Citibank Visa Debit Card, the world-class debit card.

The new and enhanced Citibank Visa Debit Card now gives you access to any retails and service outlets that accept VISA. Gone are the days when you can only use it at ATMs. Today, it doubles up to give you access to your cash and make purchases worldwide. Just look out for the Citibank, VISA or PLUS logo to start using your card today!

Key benefits of the Citibank Visa Debit Card:

  • Your Citibank Visa Debit Card allows you to make payments at 29 million VISA retail outlets worldwide.
  • You are also entitled to enjoy special privileges at over 40,000 establishments under Citibank World Privileges ranging from shopping, to dining and entertainment worldwide. Log on to http://www.citiworldprivileges.com for an up-to-date list.
  • Earn evergreen Citibank Rewards Points with every purchase and you can redeem from a range of fabulous items that you desire.
  • Enjoy interest rate on your account.
  • Convenient access to your cash from anywhere in the world as it is accepted at over 30,000 Citibank ATMs (*) and 2 million VISA Plus ATM machines.
  • No annual fee.
  • The EMV-Dynamic Data Authentication Smart Chip makes the card more secured and protects you from potential identity theft and fraudulent activity.
  • Get SMS or email alerts whenever you make transaction on your card.

(*) All overseas cash withdrawal from Citibank ATMs will be subjected to a 4% Overseas Transaction Fee.

Terms & Conditions

18/11/2012

Citibank Online – Security Enhancement

In order to provide enhanced security to Online banking transactions, effective 18 Nov 2012, we will discontinue the use of "Security Questions" to access your banking and credit card accounts online. Instead, every time you wish to make an online transaction, we will arrange to send a system generated One-Time PIN via SMS to your registered Mobile Phone.

The One-Time PIN via SMS is a more secure way to access your account since it prevents unauthorized access to your account without the One-Time PIN via SMS.

Rest assured that at Citibank, Safety and Security of your banking transactions is our top priority. Please do not hesitate to call us for any information at (84 8) 3521 1111 (84 8) 3521 1111.

22/10/2012

Citibank Global Transfer (CGT) – Improvement System

Incoming Citibank Global Transfer (CGT) service from US, UK and Germany will be temporarily suspended for further improvement. Please call CitiPhone at (84 8) 3521 1111 (84 8) 3521 1111 for further information.

22/10/2012

Update of fees and charges for Citibank Cash Back Card

Effective from 15 November 2012, the annual fee of Citibank Cash Back Card for Citi At Work employees is VND 800,000.

20/07/2012

New Citigold hotline (84 8) 3521 1088 (84 8) 3521 1088

Starting from today, Citigold customers can enjoy the dedicated Citigold hotline number (84 8) 3521 1088 (84 8) 3521 1088, operated 24/7. Simply dial the hotline number to talk directly to our service staff. Please note to provide your Citigold account or card number for verification.

26/6/2012

Updates of Fees and Charges

In order to bring you more and more benefits, from 26th June 2012, Citibank is going to apply our new preferential fees and charges for some products and services as below:

Fees and Charges New Current
Ready Credit cash advance withdrawal fee FREE at all ATMs in Vietnam(*); 3% at overseas ATMs only. Only free at Citibank Vietnam ATMs; 3% at all others.
Supplementary card annual fee FREE PremierMiles: VND 500,000;
Cash Back: VND 350,000;
Ready Credit: VND 250,000.
Penalty charges FREE for PremierMiles Cardmembers. VND 170,000 per month; applied when total balance is under minimum balance requirement (currently, VND 30,000,000).

(*) Subject to fee being charged by other banks which own the ATMs.

For further details, please call CitiPhone at (84 8) 3521 1111 (84 8) 3521 1111 or log on www.citibank.com.vn.

19/04/2012

Free cash withdrawals at Eximbank and Techcombank ATMs

From now, Citibank bank-account customers can enjoy free cash withdrawals at Eximbank and Techcombank ATMs nationwide. Together with ATMs of Dong A Bank, ANZ bank and Commonwealth bank, Citibank customers can access 2,600 ATMs in Vietnam without fee.

30/03/2012

Update for Citibank Cash Back Card

The % Cash Back remains unchanged and is extended to 30 September 2012.

Cash Back by Categories:

Education, Insurance, Medical, Petrol categories: 5% Dining, Hypermart, Department Store categories: 1% Other categories: 0.3%

Overseas Retail Transactions: 0.25%

Cash Advance from ATM: 0.25%

Please refer to the Credit Card Terms and Conditions for more details.

1/03/2012

Extended branch opening hours

Citibank branch closing hour will be extended from 4pm to 5pm.

Therefore, both of our branches in Ho Chi Minh City and Hanoi are now open from 8.30am to 5pm, with no lunch break, Monday to Friday.

1/03/2012

More Citibank ATMs in HCMC and Hanoi

Effective from 1 March 2012, Citibank now have 44 ATMs in both Ho Chi Minh City and Hanoi, to serve you better.

1/03/2012

Four banks remains in VNBC network

Effective from 1 March 2012, Citibank customers will now enjoy free cash withdrawal from 1,400 ATMs from DongA Bank, ANZ, Commonwealth Bank and Citibank in the VNBC network.

15/02/2012

Adjustment for Credit Cards/Ready Credit

Effective from 15 February 2012, the fees and charges of Citibank Credit Cards/Ready Credit will be adjusted as follow

Joining fee: Free

Annual fee:
PremierMiles Primary Cardmember: VND 1,500,000
Cash Back Primary Cardmember: VND 1,200,000

Interest rate: 24% p.a.
(not applied if full payment is made by the due date)

Interest rate on Cash Advance: 24% p.a.

Citibank Ready Credit Interest rate on Cash Advance and Personal Loan: 24% p.a.

Your Credit Cards/Ready Credit application will be processed within 15 business days from receipt of the completed application along with all required documentation.

27/12/2011

Minimum monthly payment

Please note that effective 27 Dec 2011, the "Minimum Amount Due" will be revised from 3% per month to 4% per month, which helps you to pay off your balances faster and reduce total interest amount.

28/09/2011

Interest calculation

With effect from 28 September 2011, interest for PremierMiles Card is calculated on a 360 day basis and accrued daily.

14/03/2011

Fees and charges

With effect from 14 March 2011, all overseas ATM card cash withdrawals from accounts in a different currency will attract an Overseas Transaction Fee of 4% of the US Dollar equivalent amount withdrawn. This will not apply for domestic withdrawals and withdrawals from accounts in the same currency.