Take yourself on the trip of a life time, get started on that dream kitchen, new motorbike or make a moment more memorable as Citi Ready Credit will be available to you whenever the opportunity arises


Interest of 14.75% p.a.

Interest of 14.75% p.a.

Disbursed amount is up to VND 500 Million

Disbursed amount is up to VND 500 Million.

Flexible tenors of 24, 36 or 48 months

Flexible tenors of 24, 36 or 48 months.

  • Personal Loan amount is up to four times your monthly salary (VND 500 million maximum).
  • Flexible tenors of 24, 36 or 48 months that assist for your long-term financing plan.
  • Interest rate on reducing balance.
  • No apply for register fees and loan disburement.
  • No proof of loan purpose required for borrowed amount of VND 200 million or less.
  • No securities, collaterals or guarantors.
  • You want to make big purchases - for home improvements, a new motorbike, home theatre system or perhaps a much needed holiday.
  • You want to make daily purchases - for groceries and day to day shopping, payment of bills and other general expenses.
  • You want peace of mind - for any of life's unseen emergencies where you might need to get your hands on extra cash quickly - redundancy, an accident, an unexpected bill.
Product Flexibility Ready Credit
Interest Rate

Updated at Fees and Charges

Interest Calculation Method Reducing Principal basis
Interest Calculated Calculated daily and charged as part of installment
Loan Term Flexible Tenor of 24, 36 or 48 months
Security / Collateral No collateral
Lump Sum Payments Only full pre-payment allowed
Repayment Frequency Monthly
Pre-Payment Penalty Updated at Fees and Charges
Minimum Payment Monthly installment due including past due installments
Supplementary Card Not Applicable
  • A Savings Account Packed with Power.
  • Personal Loan.