- Ready Credit
Take yourself on the trip of a life time, get started on that dream kitchen, new motorbike or make a moment more memorable as Citi Ready Credit will be available to you whenever the opportunity arises
TOP REASONS TO CHOOSE READY CREDIT
Interest of 14.75% p.a.
Disbursed amount is up to VND 500 Million.
Flexible tenors of 24, 36 or 48 months.
- Personal Loan amount is up to four times your monthly salary (VND 500 million maximum).
- Flexible tenors of 24, 36 or 48 months that assist for your long-term financing plan.
- Interest rate on reducing balance.
- No apply for register fees and loan disburement.
- No proof of loan purpose required for borrowed amount of VND 200 million or less.
- No securities, collaterals or guarantors.
- You want to make big purchases - for home improvements, a new motorbike, home theatre system or perhaps a much needed holiday.
- You want to make daily purchases - for groceries and day to day shopping, payment of bills and other general expenses.
- You want peace of mind - for any of life's unseen emergencies where you might need to get your hands on extra cash quickly - redundancy, an accident, an unexpected bill.
|Product Flexibility||Ready Credit|
Updated at Fees and Charges
|Interest Calculation Method||Reducing Principal basis|
|Interest Calculated||Calculated daily and charged as part of installment|
|Loan Term||Flexible Tenor of 24, 36 or 48 months|
|Security / Collateral||No collateral|
|Lump Sum Payments||Only full pre-payment allowed|
|Pre-Payment Penalty||Updated at Fees and Charges|
|Minimum Payment||Monthly installment due including past due installments|
|Supplementary Card||Not Applicable|