READY CREDIT INSTALLMENT PLAN

Make dream come true!

Loan can be up to 10 times monthly income and up to VND 600 Million.
Preferential interest rates.

Make dream come true! - Personal Loans

Ready Credit Personal Loans

Our Ready Credit Instalment Plan provides a personal loan when you need it to help you achieve your goals. Enjoy personal financing support for that dream holiday, wedding or new scooter.

Personal loans such as the Ready Credit Instalment Plan lets you borrow only what you need, get a quick response and let you customize your repayment plan. You can even apply for the personal loan online. We provide up to 10 times your monthly income in personal financing. Learn how much you’re eligible for by applying for a personal loan online today.

Citibank Personal Loan

Ready Credit Personal Loans

Personal Loan helps you achieve your plans just in time, whether it's a new set of furniture, an Executive MBA course, a new fashionable scooter or a long vacation overseas. You can get a Personal Loan of up to VND 500 million from your Ready Credit without application charges and attractive interest rate at from 1.5% per month based on reducing balance.

Benefits
  • Cost-effective and manageable way to get the things you want.
  • No securities, collaterals or guarantors.
  • Simple procedure, minimal documentation and quick approval.
  • Access your loan balance 24/7 through award-winning CitiPhone, Citi Online & Citi Mobile.
Uses

Loan Usage

Finally, you're moving into your dream home. But after taking care of the down payment, there's little left for your other "moving" expenses.

Personal Loan offers repayment terms up to 48 months to ease the challenges of first-time property buying. Monthly repayments of VND 5-10 Million can leave you with a great financial flexibility to sleep well and enjoy your new home.

Typical expenses for a first-time property purchase (valued at VND 6 Billion)

Items Cost (Example)
Lawyer's Fee VND 20 Million
Agent's Commission VND 60 Million
Home Refurbishment VND 160 Million
Total Expenses VND 240 Million

Repayment example for Personal Loan of VND 240 Million

Items Cost (Example)
Monthly repayment VND 9.42 Million
Total Interest Expense VND 99.12 Million over 36 months
Repayment Term 36 months

Assumes the interest rate of 24% per annum. The above example is for reference only. Citibank's final approval of loan amount, repayment term and interest rate are subject to change in accordance with the circumstances of individual cases. Please contact Citibank for details.

Health is our greatest gift in life. If illness or accident strikes, you may need extra cash to cover a countless range of medical expenses.

Ready Credit Installment Plan offering loan amount up to 10 times your monthly salary can give you the flexibility to pay for your medical expenses and minimize the impact to your daily life.

Repayment example for Personal Loan of VND 200 Million

Repayment Term Monthly Repayment* Interest Rate for Installment Loans
36 months VND 7.85 Million 24%
30 months VND 8.92 Million 24%
24 months VND 10.57 Million 24%

*Based on a interest rate of 24% per annum.

The above example is for reference only. Citibank's final approval of loan amount, repayment term and interest rate are subject to change in accordance with the circumstances of individual cases. Please contact Citibank for details.

You're expecting a baby! But have you expected all the additional expenses that will come with your new bundle of joy?

Personal Loan provides you with instant cash through a personalized loan plan according to your financial situation. With only 30 months tenor you could pay off the loan even before your child starts school.

Typical newborn baby expenses for delivery in private hospital

Items Cost (Example)
Prenatal Seminar and Exercise Classes VND 5 Million
Pregnancy Counseling and Check Up VND 10 Million
Blood and Gestational Diabetes Test VND 5 Million
Hospital and Anesthetist Fees VND 10 Million
Childbirth Specialist Fee VND 10 Million
Total Expenses VND 40 Million

Repayment example for Personal Loan of VND 40 Million

Repayment Term Monthly Repayment* Interest Rate for Installment Loans
36 months VND 1.57 Million 24%
30 months VND 1.79 Million 24%
24 months VND 2.12 Million 24%

*Based on a interest rate of 24% per annum.

The above example is for reference only. Citibank's final approval of loan amount, repayment term and interest rate are subject to change in accordance with the circumstances of individual cases. Please contact Citibank for details.

The memories of your wedding day will last a lifetime. Repaying the expenses shouldn't.

Ready Credit Installment Plan can help you realize the big day of your dreams. We provide you with tailor-made financial services to plan for your wedding expenses, and help you start a new page in your life more easily!

Typical wedding budget

Items Cost (Example)
Betrothal Gift VND 10 Million
Pre-Wedding Photos VND 20 Million
Invitation Cards and Cake VND 10 Million
Evening Dress, Gown and Tuxedo VND 40 Million
Make-up and Hair Styling VND 10 Million
Banquet Decor and Car Rental VND 10 Million
Banquet VND 75 Million
Wedding Day Photos and Video VND 25 Million
Total Expenses VND 200 Million
Repayment Term Monthly Repayment* Interest Rate for Installment Loans
36 months VND 7.85 Million 24%
30 months VND 8.92 Million 24%
24 months VND 10.57 Million 24%

*Based on a interest rate of 24% per annum.

Features
  • Equal monthly installment payment.
  • Interest rate on reducing balance.
  • Tenor up to 48 months.
  • Loan amount VND 24 Million - 600 Million.
Requirements
  • Vietnamese citizen, aged 21 and above.
  • Current residence: Ho Chi Minh and Hanoi.
  • Monthly income of VND 15,000,000 and above.
Contact Us

To apply for a Ready Credit Installment Plan, simply:

  • Go paperless, save more trees with Citibank e-Statement.
  • Check out our Citibank Loan Installment Calculator for better financial planning.