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Citi Personal Loans - Plan it your way

Citi Personal Loans

Plan it your way

Get the funds you need to live the life you want

Make your finance manageable with Citi Personal Loan

Enjoy affordable interest rates

We promise, nothing over 13.8% p.a. (24% EIR)

Make simple monthly payments

We’ve made it easy – choose your preferred monthly repayment plan from 24 to 48 months

For any plans from small to big

We’ve got you covered with loans up to VND 900 million

Citi Personal Loan is trusted for:

Convert your house into a home with Citibank consumer Loan

Home improvement

Turn your house into a home with funds you need

Get an Instant Travel loan with Citibank


Drive more safely for you and your family

Convert your dream into reality with Educational Loans from Citibank


Make your plan a reality with extra funds for your children education

Personal Loan Instalment Calculator

How much would you like to convert?
VND 10,000,000
VND 10,000,000
VND 900,000,000
Please slide to select your preferable repayment tenure (months) and estimated rate of interest
24 Months
10 %
Your monthly instalment due is
VND 461,449.26
Disclaimer: The calculation is simplified for illustration purpose only.
The applicable conversion amount, repayment tenure and interest rate are subject to change at the time of application.


Loan Eligibility

  • Vietnamese citizen, age requirement 21-65 years old
  • Minimum income over VND 15,000,000
  • Locate in Ho Chi Minh or Ha Noi
  • Must have a principal credit card (at least 1 year from other banks, 6 months if Citi cards)



  • Copy of National ID/Citizen ID/Passport.
  • Proof of current residence.
  • If the current residence address is different from one from the Household Registration Book, please provide one of the followings: Temporary residence registration; or Latest utilities bill (electricity, water, telephone, etc)

Salary earners

  • Original copy of bank statements showing the last 3 months salary.
  • Copy of labor contract showing information regarding the time of service, title, monthly salary and contract expiry date (if applicable).