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Citi Personal Loans - Plan it your way

Citi Personal Loan

Make your plan a reality

Get the funds you need to live the life you want

Easy access to a great source of fund with Citi Personal Loans

Personal loan with affordable interest rates
Enjoy lowest interest rate

From just 11.99% p.a fixed during the repayment tenure

Monthly personal loan payment
Meet all your needs

You can get up to VND 900 million and repay in 24, 36 or 48 months

Get Personal loan of up to VND 900 million
Less repayment pressure

with no late payment penalty policy *

Ready to cover for any spend:

Get an instant Home Improvement loan with Citi Personal Loan


Turn your house into a home with full amenities

Get an Instant Travel loan with Citi Personal Loan


Enjoy every journey with your family and friends

Convert your dream into reality with Educational Loans with Citi Personal Loan


Assess to the best classes a.s.a.p

Personal expense

Personal expense

Grasp the latest trend and technology



Many destinations are awaiting


Get the best product and service

Personal Loan Installment Calculator

How much would you like to convert?
VND 10,000,000
VND 10,000,000
VND 900,000,000
Please slide to select your preferable repayment tenure (months) and estimated rate of interest
24 Months
10 %
Your monthly instalment due is
VND 461,449.26
Disclaimer: The calculation is simplified for illustration purpose only.
The applicable conversion amount, repayment tenure and interest rate are subject to change at the time of application.


Loan Eligibility (*)

- Vietnamese citizen, age requirement from 21 years old

- Minimum income over VND 8,000,000

- Earn salary via banking account

- Locate in Ho Chi Minh or Ha Noi


- Copy of national ID/ Citizen ID/ Passport

- Proof of current residence

Salary earners

- Original copy of bank statements showing the last 3 months salary

- Copy of labor contract showing infomation regarding the title, monthly salary, time of service and contract expiry date (if applicable)

(*) Subject to Citi policy from time to time. Detailed information should be informed by Citi's staff during application period.

(**) Terms and Conditions